Has anything changed on Wall Street?

In July 2010, US President Barack Obama signed the Wall Street Reform and Consumer Protection Act, also known as the Dodd-Frank bill, aimed at reforming Wall Street and eliminating the practices that caused the 2008 financial crisis, which some have suggested were criminal. However, legal enforcement has been slow and critics warn of powerful lobbyists preventing real progress from being made. The lack of prosecutions of American financial institutions has led to increased frustration and played a role in the birth of “Occupy” movements around the world. Within the American "Occupy" movement, a small group of former Wall Street bankers, business analysts, traders and hedge fund managers have been quietly working within the system to eliminate bad practices.